You must have a billing address in the United States or Canada, excluding Quebec, and be signed up for Shop Pay. Credit score might also affect eligibility.

Financing is only available on orders below $30,000

Process:

1. Add items to your cart.
2. Checkout using Shop Pay payment method.
3. Select to pay in installments.
4. Perform quick credit check (done through Affirm.)
5. Choose installment payment options that are available to you.
6. Review purchase, and then make your first payment at checkout.

For orders that exceed $20,000 USD or CAD, you will be required to pay a down payment for the remaining balance upfront.  

Example: If your order total after taxes comes up to $25,000, you will need to pay a $5,000 down payment.

For orders over $999.99 USD or CAD, monthly payments incur interest rates from 6% to 36% APR, based on your credit.

Apart from the interest rates listed above, there are no additional fees when paying in installments.

The total value of eligible financing orders must be below $30,000 USD/CAD. Buying multiple Lightboxes on the same order would exceed the $30,000 limit. However, you may place separate orders, each under $30,000, with separate installment plans, subject to credit approval by Affirm.

You cannot directly cancel an installment plan, but you can pay your order in full at any point, without penalty, through your Affirm account at affirm.com or through the Affirm app.